Crypto insurance market seen hitting $18.13 billion by 2030

The Business Research Company says the crypto insurance market will jump from $5.01 billion in 2026 to $18.13 billion by 2030, driven by more crypto adoption, institutional investment and demand for protection against hacks, theft and fraud. North America led the market in 2025, while Asia-Pacific is expected to grow fastest.

Why it matters: - Crypto insurance is becoming a bigger part of the digital asset economy as more people, exchanges and institutions hold cryptocurrency. - The market’s growth reflects rising demand for coverage against hacks, theft, fraud and wallet access loss. - Wider insurance availability can reduce risk and support further crypto adoption.

What happened: - The Business Research Company projected the crypto insurance market will rise from $5.01 billion in 2026 to $18.13 billion by 2030. - The firm said the market will grow at a 38.0% compound annual growth rate through 2030. - The company linked the forecast to a broader rise in cryptocurrency use and digital asset integration into financial systems.

The details: - The market reached $3.63 billion in 2025, according to the report. - Growth in the prior period was tied to more cryptocurrency exchange hacks, wider use of digital asset trading platforms, early institutional involvement, growing use of custodial wallets and the launch of basic cyber insurance products for digital assets. - The report said future growth will be driven by increased institutional crypto investment, demand for decentralized finance risk coverage, AI-powered fraud detection, regulatory mandates for digital asset insurance and tokenized asset ecosystems with stronger custody infrastructure. - The report highlighted emerging trends including AI-based crypto risk evaluation, blockchain-enabled automated claims processing, real-time cyber threat monitoring, parametric insurance with instant payouts and custodial insurance for large digital asset holdings. - Crypto insurance is designed to protect against losses tied to cryptocurrencies and other digital assets. - The coverage is aimed at individuals, exchanges and businesses exposed to hacking, theft, fraud or loss of wallet access. - Policies often cover assets in custody, transactional risks and cyberattacks. - The report said expanding adoption of cryptocurrencies and digital assets is the key growth driver. - That adoption includes more ownership, trading activity and use by retail users, enterprises and financial institutions. - The report also pointed to rising institutional participation, broader acceptance of blockchain-based payment solutions and deeper integration of digital assets into traditional financial services. - Security.org reported that about 30% of American adults, or 70.4 million people, owned cryptocurrency in 2025, up from 27% in 2024. - The report identified North America as the largest regional market in 2025. - The report identified Asia-Pacific as the fastest-growing region over the forecast period. - The regional analysis also covered South East Asia, Western Europe, Eastern Europe, South America and the Middle East and Africa. - The 2026 report includes market attractiveness scoring, TAM analysis, company scoring matrix graphics and tables, Excel-based forecasting dashboards, market hotspots infographics, key technology and future trend analysis, and updated graphics and tables. - The release offered a free sample and a full report at the sample request page and the full report.

Between the lines: - The forecast suggests crypto insurance is moving from a niche product toward a more standard risk-management tool for a maturing digital asset market. - The combination of institutional adoption and regulatory pressure could make insurance a prerequisite for broader participation in crypto markets. - The emphasis on AI and automated claims processing signals a push to make coverage faster and more scalable.

What's next: - The market is expected to keep expanding as institutional investment, DeFi activity and custody infrastructure grow. - New products tied to AI risk scoring, automated claims and parametric payouts are likely to shape competition. - Regional growth may shift more activity toward Asia-Pacific if digital asset adoption continues to accelerate there.

The bottom line: - Crypto insurance is projected to become a multibillion-dollar market by 2030 as the industry searches for better ways to manage digital asset risk.